Cancellation Policy

MOTOR:
  • Guardian General Insurance Limited may cancel this Policy by sending you ten (10) days’ notice by registered letter to your address last known to us.
  • In this event you must immediately return the Certificate of Insurance to Us. We will then refund premium paid for Insurance for any period beyond the date on which the Certificate of Insurance was received by us.
  • You may cancel this policy at any time in writing and return the Certificate of Insurance to Us. Provided no claim has arisen during the current Period of Insurance, we will refund part of any unexpired premium due to you.
  • The charge for the expired portion of your insurance will be calculated at Our Short Period Rates from the date on which we receive Your Certificate of Insurance.
HOMEOWNERS:
  • We may cancel this Policy at any time by sending ten(10) days’ notice to You by registered mail at Your last known address and You will be entitled to a return of premium corresponding to the unexpired Policy Period for which premium has been paid.
  • You may also cancel the Policy at any time and provided no claim has arisen during the then current Policy Period You may be entitled to a return of premiums for the time the Policy will not be in force.